Applying for any type of mortgage has become a complicated process, with new affordability rules to understand as well as a variety of changeable criteria to keep up with.
With a self-build or renovation project this can be even more challenging, as there is so much more to consider when arranging your mortgage finance.
For instance, where do you intend to live while your house is being built? And how will the cost of these arrangements (i.e. mortgage or rental payments) affect the amount you’re able to borrow to construct your new property?
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Article reference Self Build Mortgages: Latest Rates
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