While it may be fun to read about big-budget dream homes, the majority of those undertaking self build projects have more modest targets. We want to create a bespoke home that suits our needs now and in the long term, represents good value for money and is affordable on our budgets.
When money is tight, you have to be that bit more resourceful. So self build homes at the affordable end of the spectrum can be packed with innovation and value-for-money ideas.
Your project route will also have a big bearing on the final cost of your dream home project. If you’ve got the time and skills to go DIY, for instance, you could make major savings. But bear in mind that biting off more than you can chew might lead to delays and even the cost of getting work redone properly.
Here are 12 affordable self build homes, all built for a maximum of £200,000 – many of them for much less – to inspire your own project.
Pricing you up your own self build? Estimate your budget with our free build cost calculator
2. Straw Bale House in Gloucestershire: £70,000

In the true of spirit of self build, Alison & Stuart Sedgwick-Taylor took a DIY route to constructing their characterful straw bale home.
“We decided to use natural materials and to learn all the required skills as we went along”
The original budget, including a contingency fund, was set at £30,000. This proved to be a little optimistic, however, as the final costs amounted to £70,000.
But the finished house – a 25m2 property combining a central living/bedroom space with two pods for the bathroom and kitchen – represents excellent value for money.
Interested in creating an affordable natural home? Read our beginner’s guide to straw bale building.
3. Tiny House Mobile Cabin: £70,000
With only a small budget available, Freddie Pack decided to get creative with his self build.
“I have always had a passion for tiny homes”
Freddie’s background in farming gave him the idea to build a cabin on a trailer. With no need for foundations, the couple were free to select their perfect location.
Subsequently, they settled on a spot with breathtaking, rural views. Three sets of acrow props take the weight of the cabin off the trailer’s suspension.
4. Low Cost Self Build Home: £77,000
With its spectacular beach location on the Isle of Eigg, this couple built a sustainable home on an impressive budget.
The property benefited from a 70% green grant from the Eigg Trust; this allowed them to install the solar thermal array, which warms the property’s water (Read more: 10 Sustainable Eco Houses to Inspire your Project ) |
5. Japanese-Style Eco House: £81,800
Joshua Penk delayed going to university to design and build his award-winning eco home.
The result is a striking single storey, two bedroom property built in a curve, using a post and beam system with cedar cladding and a spectacular glazed south elevation.
He completed the project at a cost of just £372 per m2
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Article reference 11 Affordable Homes Built For Under £200,000


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